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Low Mortgage Rates AND Great Mortgage Options

At E-Central, you have lots of choices—whether you’re buying new, refinancing, or just making a few improvements!

To assist you, we offer mortgage calculators that will give you insight to the financial impact of your purchase.

Need expert advice? Our home loan experts take time to listen to what you want to achieve and then work closely with you to find a Mortgage that fits your needs and budget.

Conventional First-Trust Deed

Find the ideal home loan for your budget.

  • Loans up to $636,150
  • Fixed or adjustable rates
  • Flexible terms, up to 30 years
  • Low down-payment programs available

Jumbo First-Trust Deed

 Find a home loan for your larger budget.

  • Loans between $636,150 and $3,000,000
  • Fixed or adjustable rates
  • Flexible terms, up to 30 years

FHA Loan

These home loans feature easier qualification requirements. 

  • Loans up to $636,150
  • Insured by the Federal Housing Administration (FHA)
  • Fixed or adjustable rates
  • Less stringent down-payment and credit requirements than conventional mortgages
  • Flexible terms, up to 30 years
  • Down payments as low as 3.5%

VA Loan

More flexibility for military veterans and eligible service members.

  • Loans up to $636,150
  • No down payment or private mortgage insurance (PMI) requirements
  • Low monthly payment programs
  • Fixed or adjustable rates
  • Flexible terms, up to 30 years

If you’re looking to save money with a refinance, we can assist with that, too, and we can help you get a Home Equity Loan to take on renovation projects, consolidate debt or for any other reason.

To learn more about our home loans or to apply for a mortgage contact us or visit our Pasadena branch today.

Important Things You'll Need Provide

  • One (1) month most recent pay stubs (if retired, copy of award letter/s)
  • Two (2) years W2, 1099-G, 1099-SSA, 1099-R, 1099-Misc or other income forms
  • Two (2) years signed federal tax returns including all schedules, statements, and attachments (Personal and/or Business)
  • Two (2) months most recent bank statements (all pages)
  • Two (2) months most recent statements of other assets such as 401k, stocks, etc. (all pages)
  • Copy of mortgage statement of all properties owned
  • Copy of homeowner’s insurance policy of all properties owned

Call The Lender You Know, Start Saving Now!

For local decision-making, a fast closing, and dependable service, work with the local lender you already know. Call 626.799.6000 before rates go up!

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