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Private Student Loan & Student Loan Refinancing

Private Student Loans – Undergraduate and Graduate Programs

Our Private Student Loan option can be a great way to cover funding gaps that federal student loans, scholarships, and grants do not cover. Our Student Choice education solution provides your family a private student loan with your best interests in mind.

It’s a simple solution designed to provide additional funds through a convenient line of credit structure that lets you secure financing for your entire college career with a single application.*

Here’s what makes this a better way to finance education:

  • A convenient line-of-credit that can be used over multiple years 
  • Lower loan rates than most private student loan programs
  • Three flexible repayment options to meet your monthly budget

Other valuable benefits include:

  • Zero origination or pre-payment fees
  • Military Interest Rate Reduction
  • A Cosigner Release feature
  • A rate discount for automated payments

To learn more about our Private Student Loan option, visit our Student Choice web site or read these Frequently Asked Questions (FAQ). You can also Apply Here.

Student Loan Refinancing — Consolidate Several Loans into ONE!

Ready to take control of your student loans after graduation? Consider a new Student Choice Refinance Loan from E-Central. This loan can allow you to refinance and consolidate your private institutional and federal education loans into one simple monthly payment.

The loan also features:

  • A competitive low interest rate (fixed or variable)
  • ​Consolidated loan payment
  • Flexible payment options (i.e. 5, 10, 15 year repayment options)

Other valuable benefits include:

  • Military Interest Rate Reduction
  • A Cosigner Release feature
  • A rate discount for automated payments

To learn more about our Student Loan Refinancing program, visit our Student Choice web site or read these Frequently Asked Questions (FAQ). You can also Apply Here.

Claremont Graduate University Graduate Line of Credit

Introducing our Claremont Graduate University Line of Credit. Through a partnership with Claremont Graduate University E-Central Members are eligible to receive a $4,000 tuition fellowship per semester at Claremont Graduate University. To learn more, visit our Student Choice web site or our dedicated page on Claremont Graduate University program.

*Subject to qualification and annual credit review.

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