APY = Annual Percentage Yield. Membership Savings: To earn a dividend, minimum daily balance must be at least $250.
All rates are subject to change without notice. Call us at (626) 799-6000 for more information.
* APR = Annual Percentage Rate. All loan rates, terms, and conditions subject to change. "As low as" Consumer Loan rates listed are our best rates on approved credit. Relationship discounts are as follows: 0.50% discount for electing automatic payment from your E-Central account and having an E-Central Direct Deposit of at least $2,000 per month; 0.40% discount for being an E-Central Member for at least eight (8) years. Other factors in determining rate may include any applicable exceptions, overall deposit and account balance relationship now and in the future, past and future loan relationships. Other restrictions may apply. Payment example: $10,000 at 3.00% APR for 36 months has an estimated payment of $291 per month. E-Central finances 115% of MSRP (new vehicles) or the Kelley Blue Book Retail Value (used vehicles). Must be a Member in good standing.
Rates for HELOC and 2nd loans are as stated (no discount available). **6-month rate quoted. +Variable rate based on Prime, plus a margin of 7.74 - 18.74. For more information on rates and fees, please review E-Central Visa Credit Card Disclosure.
All rates are stated by their Annual Percentage Yield (APY).
Fees, early withdrawal penalties, and other conditions may reduce earning on the account.
*IRA and Roth IRA Certificate minimum balance is $1000.