APY = Annual Percentage Yield. Membership Savings: To earn a dividend, minimum daily balance must be at least $250.
All rates are subject to change without notice. Call us at (626) 799-6000 for more information.
* APR = Annual Percentage Rate. All loan rates, terms, and conditions subject to change. Other restrictions may apply. "As low as" Consumer Loan rates listed are our best rates on approved credit without any underwriting exceptions. Discounts given include overall account balance relationship, past loan relationships, length of membership, collateral age, loan-to-value percentage, and amount of down payment. Payment example: $10,000 at 5.74% APR for 36 months has an estimated payment of $303 per month. E-Central finances up to 115% of MSRP (new vehicles) or the Kelley Blue Book Retail Value (used vehicles). Must be a Member in good standing.
Rates for HELOC and 2nd loans are as stated (no discount available). **6-month rate quoted. +Variable rate based on Prime, plus a margin of 7.74 - 18.74. For more information on rates and fees, please review E-Central Visa Credit Card Disclosure.
Now you can earn higher dividends with our Certificate Specials.
- 3.25% APY++
- 12-month term
- $5,000 minimum balance requirement with at least $5,000 of new money
- Also available in IRA
++APY = Annual Percentage Yield. Rates are stated by their Annual Percentage Yield (APY). Fees, early withdrawal penalties, and other conditions may reduce earning on the account. Special rate requires at least $5,000 of new money. New Money means funds from another financial institution. Limited time offer. Subject to change without notice.
All rates are stated by their Annual Percentage Yield (APY).
Fees, early withdrawal penalties, and other conditions may reduce earning on the account.
*IRA and Roth IRA Certificate minimum balance is $1000.