When you link your E-Central Savings Account to your Checking Account, you’ll avoid the costly fees associated with having insufficient funds in your account. A personal line of credit also can be used as a financial backstop. When your checking balance falls below zero, funds will be transferred automatically to your Checking Account.
E-Central’s Courtesy Pay service covers overdrafts from checks, Visa Debit Card and ATM transactions.
To learn more, read: What You Need to Know about Overdrafts and Overdraft Fees (Effective: June 1, 2016)
++Courtesy Pay requires an E-Central Checking Account (E-Builder not eligible). Total coverage amount includes all fees. Courtesy Pay fee is $29 per occurrence. Maximum number of fees per day is four (4). Certain restrictions apply.