Flexible and Affordable Local Business Loans
The local lending experts at E-Central Credit Union in Pasadena, CA will advise you on the best small business loan for your California company. With a variety of credit union loan options, we help business owners:
- Increase working capital
- Access a revolving line of credit
- Purchase or refinance equipment
- Buy or refinance commercial real estate and vehicles
- Acquire or expand a CA business
Compare Our CA Business Loan Options
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Loan Purpose |
Loan Benefits |
Business Term Loans
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Business expenses
Purchase equipment
Buy or refinance commercial real estate and business vehicles
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Fixed rates
Flexible loan terms
Lower and longer payment periods offered vs short-term loans
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Commercial Real Estate Loans
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Purchase building & vehicles
Property expansions and relocations
Fund renovations or improvements
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Up to 90% via SBA 504 Loan Program
Flexible loan terms and competitive rates
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SBA Loans
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Start, manage, grow or acquire a business
Increase working capital to manage cash flow
Purchase or refinance commercial real estate projects
Purchase equipment or inventory
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10% down payment for SBA 504
Up to 25-year terms for commercial real estate with SBA 7a
Up to 10-year terms for working capital, equipment and inventory
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Equipment Loans
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Buy equipment or machinery
Purchase commercial vehicles
Buy computer software or hardware
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Loan terms for expected life of equipment
Equipment is considered collateral
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Working Capital Loans
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Increase cash flow
Fund marketing or hiring
Pay business expenses
Purchase equipment or inventory
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Low rates and flexible terms
Quick access to funding
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The E-Central Credit Union Loan Advantage
When you partner with the local credit union for small business, you’ll meet with a business lending expert who’s familiar with Southern California business conditions. We’ll work with you to get the best small business loan rates and a speedy turnaround on your business loan application. All lending decisions are made locally in Pasadena, CA, which helps streamline the business loan process, helping entrepreneurs access capital quickly and easily.
As an approved SBA lender, we work together with the U.S. Small Business Administration to help find the right government backed loan to help you grow your business. No matter which Business Loan you choose, rest assured that our local business lending experts will be available at each step of the business loan process to answer questions.
Apply for a Business Loan from E-Central Credit Union
Ready to finance your California business? To get started, simply fill out our form and we’ll connect you with a CA business lending expert who will partner with you to determine the best credit union business loan for your company. Or simply visit our Pasadena branch today.