Fee Schedule | CA Credit Union Account and Service Fees

We're transparent about our fees.

These monthly fees and other charges are effective September 1, 2026.

Membership Savings
Fair Share Fee (assessed if you have less than $250 combined savings and loan balances based on the last business day of the month. Waived if you have an active checking account, or if you are under 18 years old, or if you are a new member within a 1 year period.)	$5.00
No Activity Fee (This fee is imposed on accounts with a balance of less than $500 and no activity for one year.)	$9.00

Checking Accounts
Basic Plus (Monthly fee waived if a daily balance of $100 or higher is maintained.)	$3.95
Everything	$5.95
Everything Premium (Monthly fee lowered to $7.95 with E-Statements and a $250 direct deposit relationship combination.)	$9.95
E-Builder	$10.00

ATM/Debit Card Replacement Fee (after 3 replacements within a rolling 12 mo. period)	$5.00
ATM Withdrawal (5 free withdrawals per month)	$1.50
Check Orders	TBD
Copy of Cleared Check(s) (first 2 are free)	$5.00
Copy of Deposited Check	$5.00
Copy of Statement	$5.00
Courtesy Pay (Per Presentment)	$14.00
Copy of Credit Union Withdrawal Check	$5.00
Credit Union Check (payable to member, one free per day)	$5.00
Early Withdrawal of Holiday Club	$10.00
Incoming Collections (Plus Cost)	$15.00
Lien or Levy Fee	$30.00
Non-Sufficient Funds Check (Per Presentment)	$14.00
Outgoing Wire Transfer (Domestic)	$25.00
Outgoing Wire Transfer (Foreign)	$40.00
Overdraft Transfer from Savings to Checking	$10.00
Record Recovery Fee Cost Plus Research	$25.00/hr
Returned Mail Fee	$5.00
Special Check Handling	$15.00
Statement Reconciliation (1 hour)	$25.00/hr
Stop Payment	$15.00
Temporay Check Order	$5.00
Verification of Deposit	$5.00