Skip to Main Content Skip to Sitemap

​Commercial real estate financing for California businesses

When you need to purchase real estate for your business, turn to E-Central Credit Union for a commercial real estate loan. Commercial real estate financing (CRE) is available to CA business owners who need to purchase property or finance ​improvements for commercial use. CRE loans can also be used for owner-occupied commercial property or investment properties.

Typical uses for a commercial property loan are to purchase or refinance: 

  • Office buildings
  • Retail buildings
  • Commercial land
  • Warehouses 
  • Industrial use property
  • Multiple-use property
  • Apartment buildings

CRE Loans Backed by the Small Business Administration

Financing for commercial real estate is also available from E-Central Credit Union’s partnership with the Small Business Administration (SBA). The SBA’s CDC/504 Loan Program benefits small business owners by allowing fixed rates and terms to help business owners predict their monthly loan payments. 
The SBA 504 loan also can help business owners receive up to 90% financing for owner-occupied real estate, reducing the down payment required. 

Choose E-Central Credit Union for a Commercial Loan

When you partner with California’s local credit union for small business funding, you’ll receive expert guidance and personalized attention, no matter the size of your loan. Because we are not-for-profit, business owners benefit from competitive rates on commercial real estate loans, flexible terms and lower fees than other CRE lenders. All lending decisions are made locally in Pasadena, CA, which helps streamline the commercial real estate loan process.

Apply for a Credit Union Loan

To apply for a credit union loan for your CA business, simply fill out our form. We’ll partner you with a business lending expert who will take the time to get to know your business and advise on the best small business loan for your needs. Or visit us in person at our Pasadena branch

Everything, everywhere

E-Central Credit Union is a leading credit union located in Pasadena, California, serving Southern California members throughout Los Angeles County including Pasadena, South Pasadena, Alhambra, San Marino, Arcadia, Sierra Madre, Altadena, Temple City, Monrovia and beyond.