Finance the important things in life. A Personal Loan from E-Central enables you to address specific financial needs and achieve goals that improve your life. By securing a competitive interest rate, you'll save money on our loans and lines of credit. Share or Certificate Secured Loans Borrow against your funds on deposit at a lower rate and reestablish your credit. Use your Savings or Certificates as collateral Fixed-rate loan based on the yield you are earning Continue to earn dividends even while you're borrowing up to 100% of your funds Personal Line of Credit Consolidate debt, use as overdraft protection or pay for unexpected expenses. Low, fixed rates Credit lines up to $25,000 Earn a discount when you elect auto pay from a Checking Account and Direct Deposit combination. Automatic payment options available Personal Loans Borrow a lump sum for any expense. Low, fixed rates and flexible terms Earn a discount when you elect auto pay from a Checking Account and Direct Deposit combination. Automatic payment options available Auto Loans Find & Finance Trust our partner, Autoland, to provide concierge car-shopping service and then save big with an E-Central auto loan.