Spring is one of the most active seasons in the housing market. Whether you’re purchasing your first home, upgrading to a new one, or considering refinancing, Spring can be the perfect time to review your options and secure financing that supports your goals. E-Central offers a variety of mortgage solutions designed to meet different financial situations and homeownership goals.
- Conventional First-Trust Deed Loan – A flexible mortgage option with fixed or adjustable rates, terms up to 30 years, and low down-payment programs starting as low as 3%.
- Jumbo Loan Program – When you need a larger home loan, finance loan amounts up to $3 million.
- VA Loan – Available to eligible veterans and service members, this program can offer financing with no down payment and no private mortgage insurance.
- Golden Age Program – An asset-based qualifying program designed to help senior members who may have significant assets but limited traditional income documentation.
- Home Equity Loan or HELOC (Home Equity Line of Credit) – Borrow against your home’s value either as a lump-sum loan with a fixed rate and predictable monthly payments for up to 30 years, or as a revolving line of credit (HELOC) that lets you access funds as needed with flexible payment options and interest-only payments during the draw period.
This spring, explore your options and see how the right mortgage can help you move forward with confidence! E-Central Credit Union offers mortgage loans to Southern California members throughout Los Angeles County including Pasadena, South Pasadena, Alhambra, San Marino, Arcadia, Sierra Madre, Altadena, Temple City, Monrovia and offers home loans nationwide.
To learn more about our home loans or to apply for a mortgage contact us or visit our Pasadena branch today.