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Spend While Earning Savings with Each Swipe

When you open a new E-Central Platinum Rewards Visa®, you can earn up to 7,500 bonus points by spending a minimum of $750 within the first 75 days of account opening.

With our credit card rates as low as 13.49% APR*, our Platinum Rewards Visa® makes it easy and affordable to carry the card that gives you more.

Use your uChoose Rewards points for cashback or on other offers such as airline tickets, hotel stays, merchandise, event tickets, gift cards, and more! 

  • Cash Back Rewards - Turn your points into Cash Back. The funds can be deposited into your E-Central account or issued as a statement credit. Since you’ll be earning 1.5 points for every dollar you spend, when you redeem your points for cash back, it is equivalent to 1.5% cash back.
  • Travel – Enjoy traveling? With uChoose Rewards® you can redeem your points for flights, hotels, cruises and more.
  • Gift Cards - Turn your points into gift cards for major retailers, subscription services and more.
  • Merchandise - Redeem your points for merchandise, such as the latest in gaming, exercise, pet accessories and more.
  • Events – Looking for an experience? Redeem your points for event tickets, concerts, sports, and theater.

Automatically Enrolled

As a cardholder, you’ll automatically be enrolled. Make your E-Central Credit Card work for you. Next time you go shopping, just say, “Charge it!” and watch your points add up! Access E-Banking or Mobile Banking to redeem your points. 

Redeeming Points

To redeem your uChoose Rewards points, you can access them through E-Banking and selecting your credit card. The link will take you to a portal where you can view your transactions, make a payment, find a statement and connect to the uChoose Rewards page. A second option is to directly access uChoose Rewards.  

To learn more about our credit cards or apply for a credit card, contact us or visit our Pasadena branch today. For more information on rates and fees, please review the E-Central Visa Card Disclosure

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*APR = Annual Percentage Rate. All loan rates, terms, and conditions subject to change. "As low as" Consumer Loan rates listed are our best rates on approved credit. 
uChoose Rewards is a registered trademark of Fiserv Inc. ​

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