E-Central Credit Union

Our Checking Accounts Save You Money

When choosing an everyday bank, people are looking for more than just a checking account. They want simple, convenient banking that helps them stay connected, protected, and in control of their money.

At E-Central, we’ve built our Checking Accounts around the features Members value most, including low fees, fraud protection, digital banking services, and access to real people when they need support.

Basic Plus Checking: Affordable

With Basic Plus, there is no monthly service fee ($0.00) if you maintain an average monthly balance of $100; otherwise, it will be $3.95 per month. Members receive valuable protection features that help provide peace of mind every day.

Everything Premium Checking: Money-Saving Benefits

Everything Premium Checking includes additional benefits designed to help Members save money and stay protected beyond traditional banking features.

Check out below the benefits of Everything Premium Checking and Basic Plus Checking.

Simple Requirements, Big Benefits

	Everything Premium Checking	Basic Plus Checking
BaZing Fuel¹	Yes	No
Credit Monitoring²	Yes	No
Roadside Assistance	Yes	No
Accidental Death Coverage³	No	No
Cell Phone Protection^1,2	$800/claim $1,600/year	No
ID Theft Aid & Restoration^1,3	$10,000	$1,000
Buyer's Protection and Extended Warranty^3,4	During first 180 days of purchase	During first 90 days of purchase
Pet Insurance⁵	Yes	No
Health Savings Card	Yes	No
BaZing Savings	Yes	No
Pays a Dividend	Yes	No
Monthly Fee	$7.95 with E-Statements and a $250 direct deposit combination; otherwise $9.95 per month	Maintain a $100 daily minimum balance and we'll waive the $3.95 monthly fee
Learn More	Everything Premium Checking Reference Guide	Basic Plus Checking Reference Guide

Ready to Elevate Your Checking Experience?

No matter which account you choose, you'll enjoy the convenience of E-Banking, digital wallets, E-Services, and the personalized service you expect from your credit union. Open your checking account today and discover the difference of banking that's built around you.

Open a Checking Account

1. Subject to the terms and conditions detailed in the Guide to Benefits. 2.Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3. Requires activation.