’Tis the season to be rewarded! From October 1 to December 31, 2025, you’ll earn more every time you spend with the E-Central Platinum Rewards Visa®. Whether you’re doing holiday shopping, booking trips, or tackling weekly errands, you’ll rack up rewards all season long. Earn 5% cash back on dining and travel, 2% cash back on gas and groceries, and 1.5% cash back on all other purchases.
Wherever the season takes you! Holiday dinners, weekly shopping, or trips, you’ll enjoy bigger rewards that add up fast.
Redeem Rewards Your Way
You will earn 5 points per dollar spent on dining and travel, 2 points per dollar spent on gas and groceries, and 1.5 points per dollar spent on everything else. With uChoose Rewards®, you can decide how to use your points:
- Cash Back – Redeem points for a cash back.
- Travel – Use points on traveling such as flights, hotels, cruises and more.
- Merchandise – Redeem points for major merchants.
- Gift Cards – Use points to select gift cards for yourself or friends and family.
- Events - Redeem points for concerts, sporting events and theater.
Lower Rate - Savings!
The difference in our rate compared to the competition could save you up to hundreds of dollars every year depending on your balance.
- E-Central - Rates as low as 13.49% APR*
- Bank Avg. - Rates as low as 19.50%APR*
In addition to a low rate, an E-Central Platinum Credit Card has no balance transfer fee. If you are looking to save money, then make our Platinum Credit Card your go-to credit card.