’Tis the season to be rewarded! From October 1 to December 31, 2026, you’ll earn more every time you spend with the E-Central Platinum Rewards Visa®. Whether you’re doing holiday shopping, booking trips, or tackling weekly errands, you’ll rack up rewards all season long. Earn 5% cash back on dining and travel, 2% cash back on gas and groceries, and 1.5% cash back on all other purchases.
Wherever the season takes you! Holiday dinners, weekly shopping, or trips, you’ll enjoy bigger rewards that add up fast.
Redeem Rewards Your Way
You will earn 5 points per dollar spent on dining and travel, 2 points per dollar spent on gas and groceries, and 1.5 points per dollar spent on everything else. With uChoose Rewards®, you can decide how to use your points:
- Cash Back – Redeem points for a cash back.
- Travel – Use points on traveling such as flights, hotels, cruises and more.
- Merchandise – Redeem points for major merchants.
- Gift Cards – Use points to select gift cards for yourself or friends and family.
- Events - Redeem points for concerts, sporting events and theater.
- Gas – Redeem your points at the pump.
Lower Rate - Savings!
The difference in our rate compared to the competition could save you up to hundreds of dollars every year depending on your balance.
When you take into consideration, we don’t charge an annual fee or balance transfer fee, and our late fee is just $10, our Platinum Rewards credit card rises to the top. To learn more or to apply, contact us at 626.799.6000 or apply online.
All loan rates, terms and conditions subject to change. uChoose Rewards® is a registered trademark of Fiserv Inc. Limited time only promotion is from October 1, 2026 to December 31, 2026 on purchases for airlines, travel, dining, lodging, groceries, and gas. Qualified merchant codes (MCC) for dining are: 3000-3300, 3501-3833, 4011, 4111, 4112, 4119, 4121, 4131, 4214, 4215, 4225, 4411, 4457, 4468, 4511, 4582, 4722, 4723, 4784, 4789, 5812-5814, and 7011. Qualified merchant codes (MCC) for gas and groceries are: 5300,5411,5499, 5541, and 5542. *APR=Annual Percentage Rate. All loan rates, terms and conditions subject to change. Competitive rate analysis is based on the respective provider’s website as of September 30, 2026. Rate information from other financial institutions is deemed accurate but is not guaranteed. Compared products may not be identical as to operation or requirements. *APR=Annual Percentage Rate. All loan rates, terms and conditions subject to change. Competitive rate analysis is based on the respective provider’s website as of September 30, 2026. Rate information from other financial institutions is deemed accurate but is not guaranteed. Compared products may not be identical as to operation or requirements.