- Conditions, characteristics or trends in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate that consideration of these conditions in the particular case is required to avoid an unsafe and unsound business practice; or
- Race, color, religion, sex, marital status, national origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance for the purpose of purchasing, constructing, rehabilitating, improving, or refinancing a housing accommodation.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one-to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one-to four-unit family residence.
If you have any questions about your rights, or if you wish to file a complaint, contact the management of this credit union or:
California Department of Financial Institutions
300 South Spring Street, Suite 15513
Los Angeles, CA 90013.1204
Telephone: (800) 622-0620
If you file a complaint with the California Department of Financial Institutions, California State law requires that you receive a decision within 30 days of receipt of the complaint.
We do Business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.