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Safer Holiday Shopping Starts with E-Central

At E-Central, you can now “Expect More” and “get more” value with our suite of Checking Accounts. The following safety and security benefits are included.

Cell Phone Protection1,3

Purchase a cell phone for yourself or a loved one, and you can bypass the expensive insurance offered by mobile service providers. Our built-in Cell Phone Protection plan covers you for up to $800 in the event of damage or theft -- with Everything Checking, and up to $1,200 per year with Everything Premium Checking when you pay your cell phone bill from your E-Central account.

ID Theft Aid & Restoration1,2

ID theft can happen – even to those who remain cautious and diligent at all times. If you should learn your identity has been stolen, our ID Theft & Restoration coverage will pay up to $10,000 to the professionals working to restore your identity. If you have an Everything Premium Checking account, then Credit Monitoring3 is included to give you great peace of mind.

Buyer’s Protection and Extended Warranty1,2

Enjoy the peace of mind of knowing your holiday purchases are covered by an extended warranty up to 180 days (depending on account type) from the date of purchase when you use your E-Central Debit Card.

More About Checking Benefits

To learn more about these benefits and all the other benefits included with Everything Checking or Everything Premium Checking, READ HERE


  Everything Premium Checking Everything Checking Basic Plus Checking
Cell Phone Protection1,3





ID Theft Aid & Restoration1,2 $10,000 $5,000 $1,000
Credit Monitoring,3 Yes No No
Buyer's Protection and Extended Warranty1,2 During first 180 days of purchase During first 180 days of purchase During first 90 days of purchase
Learn More Everything Premium Checking Reference Guide  Everything Checking Reference Guide   ​Basic Plus Checking Reference Guide 
1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 Identity and credit monitoring require additional activation for monitoring to begin.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Apple Wallet is a trademark of Apple Inc. Google Play is a trademark of Google Inc.

Everything, everywhere

E-Central Credit Union is a leading credit union located in Pasadena, California, serving Southern California members throughout Los Angeles County including Pasadena, South Pasadena, Alhambra, San Marino, Arcadia, Sierra Madre, Altadena, Temple City, Monrovia and beyond.