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Dividends | Loan Rates | Certificates


Dividends - for period ending April 30, 2013

Loan Rates - effective April 1, 2013
Vehicles » Loan Amount Term APR as low as*
New Auto Loan No Min.
No Min.
$10,000
$15,000
$30,000
36 months
48 months
60 months
72 months
84 months
1.99%
2.19%
2.34%
2.84%
3.34%
Used Auto Loan No Min.
No Min.
$10,000
$15,000
$30,000
36 months
48 months
60 months
72 months
84 months
2.49%
2.69%
2.84%
3.34%
3.64%
New RV N/A 48 months
60 months
72 months
84 months
4.74%
4.89%
5.24%
5.74%
Used RV N/A 48 months
60 months
72 months
84 months
4.99%
5.14%
5.49%
5.99%
Watercraft N/A 36 months
48 months
60 months
72 months
5.79%
5.79%
5.94%
6.29%
New Motorcycle N/A 36 months
48 months
60 months
72 months
5.79%
5.79%
5.94%
6.29%
Used Motorcycle N/A 36 months
48 months
60 months
72 months
6.79%
6.79%
6.94%
7.29%
Platinum Rewards Visa Up to $25,000 Revolving 10.99%+
First Start Rewards Visa Up to $25,000 Revolving 10.99%+
Secured Visa TBD Revolving 10.99%+
Personal Loan N/A < 24 months
24 - 36 months
12.00%
12.75%
Personal Line of Credit Up to $25,000 Revolving 11.25%
Big Ticket N/A < 24 months
24 months
25 - 36 months
12.30%
12.75%
13.50%
Share/Certificate Secured N/A Up to 120 months +3.00% of rate
Home Equity LOC TBD 5 year draw / 15 year repayment CALL
2nd Mortgage TBD 84 months CALL

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Certificate and IRA Certificate Rates - effective April 1, 2013
Terms $1,000* $10,000 $50,000 $100,000
3-5 Months .20% .20% .20% .20%
6-11 Months .35% .35% .35% .35%
12-23 Months .40% .40% .40% .40%
24-35 Months .60% .60% .60% .60%
36-47 Months .75% .75% .75% .75%
48-59 Months 1.00% 1.00% 1.00% 1.00%
60 Months 1.41% 1.41% 1.41% 1.41%
 

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eCentral is an Equal Housing Lender
E-Central is an Equal Housing Lender