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Dividends | Loan Rates | Certificates


Dividends - for period ending April 30, 2014

Loan Rates - effective April 1, 2014
Vehicles » Loan Amount Term APR as low as*
New Auto Loan No Min.
No Min.
$10,000
$15,000
$30,000
36 months
48 months
60 months
72 months
84 months
2.49%
2.69%
2.84%
3.34%
3.84%
Used Auto Loan No Min.
No Min.
$10,000
$15,000
$30,000
36 months
48 months
60 months
72 months
84 months
2.99%
3.19%
3.34%
3.84%
4.34%
New RV N/A 48 months
60 months
72 months
84 months
5.24%
5.39%
5.74%
6.24%
Used RV N/A 48 months
60 months
72 months
84 months
5.49%
5.64%
5.99%
6.49%
Watercraft N/A 48 months
60 months
72 months
84 months
6.29%
6.44%
6.79%
7.29%
New Motorcycle N/A 48 months
60 months
72 months
84 months
6.29%
6.44%
6.79%
7.29%
Used Motorcycle N/A 48 months
60 months
72 months
84 months
7.29%
7.44%
7.79%
8.29%
Platinum Rewards Visa Up to $25,000 Revolving 10.99%+
First Start Rewards Visa Up to $25,000 Revolving 10.99%+
Secured Visa TBD Revolving 10.99%+
Personal Loan N/A < 24 months
24 - 36 months
12.00%
12.75%
Personal Line of Credit Up to $25,000 Revolving 11.25%
Big Ticket N/A < 24 months
24 months
25 - 36 months
12.30%
12.75%
13.50%
Share/Certificate Secured N/A Up to 120 months +3.00% of rate
Home Equity LOC TBD 5 year draw / 15 year repayment CALL
2nd Mortgage TBD 15 years CALL

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Certificate and IRA Certificate Rates - effective April 1, 2014
Terms $1,000* $10,000 $50,000 $100,000
3-5 Months .25% .25% .25% .25%
6-11 Months .40% .40% .40% .40%
12-23 Months .60% .60% .60% .60%
24-35 Months .80% .80% .80% .80%
36-47 Months 1.00% 1.00% 1.00% 1.00%
48-59 Months 1.25% 1.25% 1.25% 1.25%
60 Months 1.75% 1.75% 1.75% 1.75%
 

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eCentral is an Equal Housing Lender
E-Central is an Equal Housing Lender