Want to earn a little more on your savings? Take advantage of our current Certificate Special which pays 3.75% APY for 6 months ($5,000 minimum balance) and watch your savings grow!
*APY= Annual Percentage Yield. Early withdrawal may incur fees and reduce principal. Rates subject to change without notice.
back to topIs Your Home Loan Going to Reset?
If the rate on your mortgage is going to reset and you are looking for a lender you can trust, rely on E-Central: We have qualified experts, more options, and better pricing!
Receive a 2-night Stay at a Hyatt Regency!
Finance your Home Loan with us before June 30, 2008, and receive a complimentary, Prestige-level, 2-night stay at participating Hyatt Regency Hotels. Whatever your home loan needs — buying or refinancing — come to E-Central first.
Meet Our Mortgage and Commercial Loan Experts
Mike Fernandez
(Hablo Español)
Kenneth Kim
(Bilingual - Korean)
Click here to download a loan application now.
Do You Know Anybody Looking for a Home Loan?
Refer a family member, friend or co-worker to E-Central for a Home Loan. When the Home Loan is funded, you will receive a 2-night stay at a Hyatt Regency and the referred person will also receive a separate 2-night stay!
There's no limit to how many Member Rewards you can earn. All you need to do is tell your family, friends and co-workers about E-Central. Once they contact us, we'll do the rest.
To earn a 2-night stay at a Hyatt Regency for referring a new member, the person must be an eligible non-member. To learn who's eligible to join, click here.
Now quickly tell everyone you know, because this offer expires June 30, 2008!
Lower your Auto Loan Rate by up to 3% and Earn $65!
We'll pay you $65 to refinance your Auto Loan with us. When you refinance your Auto Loan from another lender, we may be able to reduce your rate by as much as 3%, which could save you hundreds of dollars over the term of the loan!
In honor of our 65th Anniversary, we'll reward you with $65 (active checking required) by refinancing with us before June 30, 2008. How much could you save? Take a look at the example below, based on a $20,000 loan for 5 years.
| Estimated Total Savings |
Anniversary "Refi" Award |
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To give you maximum relief, we can even stretch your remaining payments out a little longer, thus lowering your monthly payment even further! Whether you want to lower your monthly payment or just save money on the overall term of the loan, we can help. To find out how, contact us today at 626.799.6000.
Rates, terms, and conditions are subject to change. Other terms and conditions may apply. $65 offer does not apply to existing E-Central loans. Loan must be $10,000 or greater to qualify for $65 reward and requires an E-Central Checking Account. Lease buyouts may require additional information. All loans subject to credit approval. The amount of actual rate reduction will vary based on creditworthiness and current loan rate from an outside financial institution. Refinanced rate not to go below current best new car rate, which is 5.76% APR as of 3/30/08.
Credit Union Transactions Now Offered at 7-Eleven & Costco
Did you know that you can access your E-Central Account at 7-Eleven Convenience stores and Costco Wholesale warehouses? It's true. Both 7-Eleven and Costco are part of the surcharge-free CO-OP ATM network.
Using your E-Central ATM or Visa/Debit card at any CO-OP ATM, you can securely conduct daily transactions, like these:
- Cash withdrawals
- Make deposits at participating locations
- Transfer funds between your accounts
- Check your account balances
To find an ATM near you, click here.