Looking for some extra cash? When you refinance a car loan from another lender, you will earn $100. Plus, you won't have a payment for up to 45 days, so it will be like you are skipping a payment. Combine that with the $100 refinance reward and lower monthly payments and you should have the extra cash to make this holiday season even more special.
Getting started is easy. Just contact us at 626.799.6000. But hurry, the $100 refinance reward is only good until December 31, 2013!
Loan must be $10,000 or greater to qualify for $100 reward. Loan must fund before 12/31/13. All loans subject to credit approval. The amount of actual rate reduction will vary based on creditworthiness and current loan rate from an outside financial institution. Refinanced rate not to go below current best new car rate. Not available to refinance existing E-Central loans. Must be a Member in good standing.
In honor of our 70th Anniversary, we are offering a 7-month Certificate for .70%apy. It's the perfect short-term investment option while still earning an above-market rate. With a minimum of $7,000 you can open one by calling us or visiting a branch.
*APY= Annual Percentage Yield. Rates subject to change at an time without notice. Fees, early withdrawal penalties, and other conditions may reduce earning on the account. New Money means funds from another financial institution.
Great news! We've increased our all Certificate rates. It's our way of saying "thank you" and sharing the profits with the Membership. To compare*: Our standard, everyday 1-year Certificate rate is 10 times better than what many of the "big banks" offer similarly. View our new Certificate rates now. To start earning more, call us at 626.799.6000.
*Competitive bank rates are gathered by researching Bank of America, Wells Fargo and Chase’s respective web sites as of November 25, 2013. Rates are subject to change without notice.
A great low rate, no annual fee, and the universal shopping convenience of Visa are just the tip of the iceberg for E-Central's Platinum Rewards Visa.
Gas, food, groceries, clothing, and dining out — for most of us, these purchases are part of our daily lives. If you're going to buy these items anyway, why not pay with our Platinum Rewards Visa? You'll score valuable points for every dollar you spend. Points pile up quickly... and you can redeem them for brand name merchandise, airline tickets or hotel rooms!
Transfer Balances with No Fees
Yes, it's true! You can transfer other credit card balances without any fees. It's a great way to consolidate several bills into one easy monthly payment and pay less in finance charges. Plus, you'll earn points when you transfer.
*APR = Annual Percentage Rate. All loan rates, terms, and conditions subject to change. "As low as" rates listed are our best rates on approved credit. APR will vary with the market based on the Prime Rate.
E-Central is proud to announce that we now offer Veterans Administration (VA) Home Loans. There are several advantages to a VA Home Loan to make home buying or refinancing more affordable:
- Competitive low interest rates
- Up to 100% financing (subject to credit approval)
- Reduced closing costs
- No Private Mortgage Insurance required
VA loans are available to both active and former members of the U.S. military who meet specific length of service requirements and discharge conditions. Army and Air Force reservists, as well as National Guard members may also be eligible for a VA loan.
E-Central's Home Loan Department has the loan programs and experience to meet all your home buying and refinancing needs — including conventional and FHA rate mortgages. We'll help you identify the loan that's best for you.
Want to save on real estate commission? Through our HomeBenefitsPlus program, you can save 25% of the commission earned for either purchasing or selling a home, paid to you at the close of escrow. So before you call an agent or list your home, call E-Central or HomeBenefitsPlus at 888.603.9563 for more information.
Whether you're looking to buy a home or refinance to lock in a great low rate and monthly payment, call (626) 799-6000 or stop by E-Central to speak with one of our friendly real estate experts.
Access your E-Central account at one of 30,000 surcharge-free ATMs available to you. As an E-Central member, you can access other credit union ATMs through the free CO-OP ATM network, including ATMs located in 7-Eleven Convinece stores and Costco Warehouse. In many cases, you can even make a deposit and your E-Central account will be credited. To find an ATM near you, start here
The Credit Union will be closed to celebrate the following holidays:
M L King Day:
Monday, January 21, 2013
Monday, February 18, 2013
Monday, May 27, 2013
Thursday, July 4, 2013
Monday, September 2, 2013
Monday, October 14, 2013
Monday, November 11, 2013
Thursday, November 28, 2013
Wednesday, December 25, 2013
New Years Day:
Wednesday, January 1, 2014