We have once again partnered with Enterprise Car Sales to offer you an incredible selection of affordable cars, trucks, vans and SUVs, coupled with low loan rates and a great value for your trade-in during our Enterprise Car Sales Event!
Enterprise will appraise your vehicle using Kelley Blue Book® Trade-In Value and ADD $750! (Upon used vehicle purchase from Enterprise Car Sales.)
For pre-approved financing, stop by our branch or call 626.799.6000. To find an Enterprise location near you or to view current inventory, call 866.227.7253 or visit www.cuautodeals.com.
Kelley Blue Book Trade-In Values used by Enterprise are obtained from © 2014 Kelley Blue Book Co.'s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle's base value. If a Kelley Blue Book Trade-In value is not available for customer's vehicle Enterprise will provide a fair and competitive value for customer's vehicle. Additional trade-in value of $750 is available only on passenger vehicles and light duty trucks, with a Kelley Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see an Enterprise Car Sales Manager. Offer void where prohibited including AK, HI, KY, LA, MD, NE, NM, OK, OR, SC, TX, VA and Washington, D.C. Offer valid from 3/1/14 - 3/31/14. No cash advances. Used vehicles previously part of Enterprise short-term rental and lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. This offer cannot be combined with any other offer. *Restrictions apply. For details, see an Enterprise Car Sales Manager. **Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. The "e" logo, Enterprise, "The Perfect Used Car Package" and "Haggle-free buying. Worry-free ownership." are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2014 EnterpriseCar Sales.
Get the New Year off on the right foot and gain control of your credit card balances. Right now, E-Central is offering a double incentive to transfer your credit card balances to our Platinum Rewards Visa.
First, smart financial moves deserve to be rewarded. Transfer your balances before March 31, 2014 and you'll earn DOUBLE Reward Points for each dollar transferred!
Second, it's free to transfer balances to an E-Central Platinum Rewards Visa. There are no transaction fees for balances transferred. You'll start saving immediately at our great low rate, currently as low as 10.99% APR*!
Balance Transfers Made Simple
For fast, easy balance transfers, simply call us at 626.799.6000 and we'll help you transfer your balances right over the phone. Call now and combine your credit card balances into ONE simple payment... earn DOUBLE points, and start saving today!
*APR = Annual Percentage Rate. All loan rates, terms, and conditions subject to change. "As low as" rates listed are our best rates on approved credit. APR will vary with the market based on the Prime Rate.
Effective January 10, 2014, new legislation (Dodd-Frank Act) will impact a lot of folks looking to purchase or refinance a home. Under the new rules, lenders will be required to meet stricter guidelines.
Strict Debt-to-Income Ratios
In calculating a borrower's ability to make their payments, lenders will now factor in expenses such as alimony or child support, as well as property taxes, homeowners association fees, and homeowner's insurance. To gain loan approval, a borrower's debt-to-income ratio must be equal or less than 43% — including all loan obligations and debt (including student loans).
Who is Likely to Be Affected?
- These new lending guidelines are going to affect millions of prospective homebuyers and those looking to refinance, including:
- First-time buyers, especially those still paying on student loans
- People living in areas hit hard by foreclosures and reduced home prices
- Workers who have transitioned into lower paying jobs
- Recently divorced or widowed people
- Retirees seeking to refinance or down-size to smaller homes
- People who were out of work for extended periods during the recession
E-Central Experts Can Help!
We offer a wide range of home loan choices to help meet your purchase or refinancing needs. More importantly, our loan experts can simply walk you through everything and discuss strategies to meet the new stricter rules. For more information, call us today at 626.799.6000.
Great news! We've increased our all Certificate rates. It's our way of saying "thank you" and sharing the profits with the Membership. To compare*: Our standard, everyday 1-year Certificate rate is 10 times better than what many of the "big banks" offer similarly. View our new Certificate rates now. To start earning more, call us at 626.799.6000.
*Competitive bank rates are gathered by researching Bank of America, Wells Fargo and Chase's respective web sites as of November 25, 2013. Rates are subject to change without notice.
The Credit Union will be closed to celebrate the following holidays:
New Years Day:
Wednesday, January 1, 2014
M L King Day:
Monday, January 20, 2014
Monday, February 17, 2014
Monday, May 26, 2014
Friday, July 4, 2014
Monday, September 1, 2014
Monday, October 13, 2014
Tuesday, November 11, 2014
Thursday, November 27, 2014
Thursday, December 25, 2014