New Auto Loan Rates As low as 3.99% APR
With a really LOW RATE Auto Loan from E-Central, you can:
- Drive-off in a new car and keep your payments low and affordable.
- Refinance the car you love and save...save...save! If there is any equity in the car, you could pocket the extra cash.
*APR = Annual Percentage Rate. All loan rates, terms, and conditions subject to change. "As Low As" rates listed are our best rates on approved credit for 36-month term for new car only. Auto Loan rates include .50% discount for E-Central Checking, Direct Deposit and automatic payment combination. Other factors in determining rate may include down payment, credit score, and year of vehicle. Special rate not available on existing E-Central loans. Payment example: $10,000 @ 3.99% for 36 months is an estimated payment of $295 per month.
Give Us 5 Minutes and We'll Give You $5!
Earn $5 just by taking our Auto Loan Savings Challenge**. The 5 minutes you invest could save you hundreds of dollars by refinancing your auto loan from another lender with E-Central. You have nothing to lose and everything to gain!
The easiest way to take our Auto Loan Savings Challenge** is to give us a call at 626.799.6000 and apply to refinance your auto loan.
**Must have an existing auto loan with another lender in which rate is not below 3.99%. Not available to refinance existing E-Central loans. Must be a Member in good standing. Only one application per Member. $5.00 will be deposited into account 30 days after application. Promotion is subject to change at any time without notice.
back to topSave 25% on Real Estate Commissions
E-Central Members can now take advantage of an exciting new program called HomeBenefitsPlus and save 25% of the commission earned for either purchasing or selling a home, paid to you at closing+.
Before you call an agent, call E-Central Credit Union or HomeBenefitsPlus toll-free at 888.603.9563 for more information.
+Rebates may be paid as credit in escrow or check after closing, with your lender's permission and subject to State and Federal laws.
Reap the benefits with an FHA Home Loan! With down payments as little as 3.5% and less-than-perfect credit okay, it's easy to qualify for an FHA Home Loan and the benefits are big! FHA Home Loans are assumable and refinances are streamlined. Combined with some of the lowest interest rates in history and lots of homes on the market, an FHA Home Loan could be just the solution for you.
For more information about FHA loans or our other Home Loan options, contact us today!
"Opt in" to Request Courtesy Pay
Overdraft protection can save you on costly late fees, merchant charges, and possibly prevent the inconvenience and embarrassment of having vital services interrupted.
Changes in legislation require you to "opt in" to have us to pay overdrafts on ATM and everyday debit card transactions.
At E-Central, your Checking Account is first linked to your Savings Account (or other type of account) in case there are not enough funds to cover a transaction. If there are not enough funds in your Savings, then the transaction may be covered by our Courtesy Pay Overdraft program*.
Beginning, August 15, 2010, your Courtesy Pay protection may change. Changes in legislation require you to "opt in" to Courtesy Pay if you would like us to pay overdrafts on ATM and everyday debit card transactions. If you do not "opt in" those transactions will be declined. Regardless if you "opt in" or not, your paper checks and recurring electronic transactions are still automatically covered.
For more information or to "opt in".
*Certain rules, restrictions, and fees may apply. We may honor up to $300, $500, or $1,000 (based on qualifications) in overdrafts.
Online Car Shopping @ E-Central
Research. Locate. Shop.
Our new AutoSmart online car shopping service can help you research, locate, and shop from one trusted source. It's as easy as 1-2-3.
- Click on to AutoSmart.
- Choose the car you want to research. With a few simple clicks, you can view pricing options, read the ratings and reviews by JD Power and Associates, and even locate your dream car.
- Choose the dealer you would like to receive a quote from and send the message.
Remember, it's best to get pre-approved. That way you'll know how much car you can afford, and you won't be pressured by dealer finance departments.
Holiday Reminder
The Credit Union will be closed to celebrate the following holidays:
New Year's Day:
Friday, January 1, 2010
M L King Day:
Monday, January 18, 2010
President's Day:
Monday, February 15, 2010
Memorial Day:
Monday, May 31, 2010
Independence Day:
Monday, July 5, 2010
Labor Day:
Monday, September 6, 2010
Columbus Day:
Monday, October 11, 2010
Veteran's Day:
Thursday, November 11, 2010
Thanksgiving Day:
Thursday, November 25, 2010
Christmas Eve:
Friday, December 24, 2010
New Years Eve:
Friday, December 31, 2010