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Commerce Federal Credit Union

Primary Account



Will my account number change?

Your Primary Share Account number will most likely remain the same. We are anticipating only a handful of Commerce FCU Members needing to change their Primary Share Account number. If you are one of those Members, you will be contacted and provided a new number; otherwise, assume your current number is still valid.

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Will my Checking Account number change?

No. Your existing Checking Account will continue to work as usual.

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Will I need to order new checks?

No. The checks you currently use will be honored. When you reorder new checks through E-Central, you will receive a new check number. If you are ordering through a third-party provider, please contact us so we can provide you the new number.

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Will my direct deposit still work?

Yes. We do not anticipate any interruption in any established direct deposit relationship.

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I have bills automatically debiting my Commerce FCU account. Will I have to change anything?

No. Any previous items already set-up will continue to work as they have done previously. Any future items to be paid from your E-Central account will need to use your new Checking Account number in conjunction with E-Central's routing number.

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What is E-Central's routing number?

The ABA routing number, (the first set of numbers seen on the bottom of your checks), is: 322079227.

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Will my deposit rates change?

All share certificates at the Credit Union will continue to earn the rate established at account opening. Non-term deposit accounts such as Regular Shares, Holiday Club and IRAs will automatically adjust as rates change.

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Will my funds availability change?

Please see the Funds Availability Policy for full details as provided to you in the Account Agreement and Truth-in-Savings Disclosure.

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Will my statements change?

The look of your statement will change slightly with a new easy-to-read format. We're confident you will be pleased with the new statement design.

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